Health Care Costs for Dementia Go Sky High at the End of Life

A new study suggests that Health care and caregiving charges for dementia patients in the last five years of life are at a great distant of being more difficult than they are for patients with heart disease, cancer and other diseases.

Study shows that the total "social costs" -- like government expenditures, private insurance and out-of-pocket spending for dementia patients -- were 57 percent more than costs linked with mortalities from other health conditions.

A study author and an associate professor of geriatrics and palliative medicine at Icahn School of Medicine at Mount Sinai in New York City, Dr. Amy Kelley, said that the degree of distinction was also shocking for her. The extensive number of the majority of people doesn't have the idea about these circumstances unless they're living it, she added.

The research findings were presented online last Oct. 26 in the Annals of Internal Medicine.

According to the Alzheimer's Association, Alzheimer's disease is the most accepted form of dementia, a continuous case marked by deterioration in memory, problem-solving, language and other skills that facilitates day to day activities. Approximately 5 million Americans have Alzheimer's. The association also has added that more than 15 million Americans support unpaid care for these patients and others with dementia.

The typical overall expense per person with dementia five years before end of life was more than $287,000. That amount compared to the expense ranging from $173,000 to $197,000 among the other groups. Medicare costs were the same among patient groups. However, studies have showed that the normal out-of-pocket expenditures for dementia patients were 81 percent greater than it was for those without dementia.

Furthermore, the studies have showed that the monetary stress was extremely greater for blacks and those who were unmarried or had less than a high school education. For these groups, out-of-pocket dementia expenses depicted 32 percent of their household resources, compared with 11 percent of household resources for non-dementia patients.

Kelley have added that forthcoming researches should look more at caregiving-related concerns associated to dementia, such as if the patients' loved ones are obliged to bargain their properties to pay for care. Moreover, the researchers said that Medicare doesn't cover health-related expenditures such as non-rehabilitative nursing home care. And as study authors have added, Medicaid inclusion for such costs only takes effect after the patients' monetary assets are nearly exhausted.

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